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HomeReal Estate12 FHA policies changed: What mortgage lenders need to know

12 FHA policies changed: What mortgage lenders need to know

12 FHA policies changed: What mortgage lenders need to know

By: Brad Finkelstein | Published: 2025-07-01 10:00:00 | Source: www.nationalmortgagenews.com

Mortgage lenders welcomed the rescissions the Department of Housing and Urban Development made to 12 Federal Housing Administration policies, noting they would make the program more attractive for participants.

They could even be a starting point for bringing banks back as originators in this government-insured program.

These revisions might affect other segments of the housing finance ecosphere including appraisals and possibly even private mortgage insurance, which competes with the FHA for providing credit enhancement to low down payment borrowers.

The general consensus among those National Mortgage News spoke with is that these are at least a step in the right direction for improvements to the FHA insurance program.

Why is HUD making these changes?

“None of these shifts are seismic, but…

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