Gradient Mortgage Capital launches to serve DSCR clientele

“Our mission is rooted in delivering exceptional value through creativity, consistency, and commitment,” Jeremy Irwin, CEO of Gradient Mortgage Capital, said in a statement. “We’re here to support our partners with a deep focus on the customer experience, earning your trust by making every interaction reliable, transparent, and frictionless.

“With Gradient, it’s not just about funding transactions; it’s about building lasting relationships and helping our partners grow.”

According to the company’s website, Gradient’s DSCR program offers loan amounts from $100,000 to $2.5 million. Its underwriting is based on the cash flow of the property, not personal income, and borrowers are not required to provide tax returns, W-2 forms or pay stubs….