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Fannie Mae, Freddie Mac regulator to review credit bureaus

Fannie Mae, Freddie Mac regulator to review credit bureaus

By: Bonnie Sinnock | Published: 2025-06-30 20:35:00 | Source: www.nationalmortgagenews.com

Bill Pulte, the head of an oversight agency for mortgage giants Fannie Mae and Freddie Mac, is planning “a full scale review” of the credit bureaus.

The director of the entity formerly known as the Federal Housing Finance Agency posted the statement on X Friday afternoon, and subsequently indicated on early Monday he also wants to change the wording around another factor in the secondary market that can affect mortgage rates lenders offer consumers.

“We are looking into changing the name of ‘LLPA’ to just ‘pricing,” said Pulte, who now calls FHFA U.S. Federal Housing, in a separate social media post. The acronym refers to loan-level price adjustments Fannie and Freddie make for mortgage characteristics that could be negative, such as a low credit score.

Pulte also reaffirmed past…

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