HELOCs, home equity loans continue to grow, says MBA
By: Jarrod Barry | Published: 2025-07-28 20:37:00 | Source: www.nationalmortgagenews.com
The rise in home equity lending should continue through the end of next year as conditions feeding current growth in the product will drive the market, a new study from the Mortgage Bankers Association has found.
In 2024, the total combined HELOC and outstanding home equity loan debt grew 10.3%, according to the MBA’s 2025 Home Equity Lending Study. Total originations also increased 7.2% from the year before.
“With close to $35 trillion of homeowner equity in residential real estate and many homeowners locked into low-rate first mortgages, HELOCs and home equity loans have become the product of choice for many homeowners,” said Marina Walsh, MBA’s vice president of industry analysis, in a statement.
The study findings are another example of the
