Home equity and Americans’ financial optimism: TransUnion

Fears of tariffs and inflation abound these days, with many Americans concerned that rising prices will push up housing costs. But even as younger consumers worry about buying a home, many of them remain hopeful about their own finances, offering some encouraging news to mortgage lenders looking for unmet demand.

More than half or 55% of American consumers said they were optimistic about their household finances over the next 12 months, according to a new survey from TransUnion. This is a slight dip from the 58% three months ago, but it’s double the 27% who reported pessimism about the coming year. 

“I think there’s this difference between how people are perceiving the world around them, and how they’re actually doing themselves,” said Charles Wise, senior vice president and head of…